B2B Credit Infrastructure
We provide the APIs, your customers get access to credit and you sell more.
Trusted by






















Build and deploy your credit products in weeks, not years.
30%
Increase approval rates by
21%
Reduce defaults by
2x
Increase average ticket size
Grow with your
SME customers
Through Credit
01
Single Platform
Launch end-to-end digital credit products on a single platform.
02
API-First Lending
Offer loans to your customers or suppliers using our APIs that simplify every step of the process.
03
AI-Driven Decisions
Unlock AI-driven insights for smarter, more profitable credit decisions.
Your All-in-One Lending Platform
The complete digital Rails of Lending™. From Onboarding to Loan Renovations, our APIs let you build and deliver the best credit products — all in one place.
Empowering LATAM, One Credit at a Time.
See what our customers have to say about their improved Credit Experiences.
With AltScore, we found a partner to build products. I appreciate and value their appetite for learning and iterating solutions, providing agility from the technical to the operational. For Kalto, it's like adding to our team a group of people who are experts in credit operations eager to create alternative solutions to those existing in the market.

Joel
CPO & Co-founder / Kalto
Talk to a human
And lets build something together!