The evolution of B2B sales on credit.

AltCard is the B2B digital card that enables credit lines for your customers so they buy more — you can launch it in weeks.

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What it is. And what it isn't.

Works like a card. Without the downsides of a card.

A closed-loop B2B digital card designed so your customers can pay in installments — with your brand, your rules, and no intermediaries.

  • No interchange fees
  • No consumer fraud
  • No administrative burden of a traditional card program
AltCard is designed for the enterprise buyer. You control the credit, how it's approved, and how it's collected.
How it works

Buy first, pay later.
Live in weeks.

1
PHASE 1 — DECIDE

Approve fast, with minimal risk

100% digital customer onboarding and verification. Automated scoring-based limit recommendations. Instant approval, no manual processes.

2
PHASE 2 — SCALE

You collect. We operate.

Digital payments and automated reconciliations integrated with your ERP. Automated collections. Real-time management and analytics in a single platform.

Experience

Your brand. Your card.
Full operational control.

Your brand, no intermediaries.

Your brand, no intermediaries.

Launch your B2B digital card with your own identity. Integrate 'Pay with [Your Card]' directly at checkout.

Always in control of your operation.

Always in control of your operation.

Take full control of your portfolio with scoring-based credit limit recommendations.

Full autonomy for your customers.

Full autonomy for your customers.

A portal where your customers can review statements, check payment dates, and receive automatic reminders.

Results

Numbers that change the conversation.

Not projections. These are the results our customers are already seeing.

0%
Sales growth

With active AltCard customers.

0%
Approval increase

More customers approved without more risk.

0%
Operational reduction

Digitized credit processes.

Integrations

Fully integrated with your systems.

AltCard integrates with any ERP or CRM. Oracle, SAP, Salesforce, HubSpot — or whatever system your team already uses.

Turn credit into your growth engine.

Talk to our team to launch your program in weeks and accelerate your sales.