Scale your credit program
with automated
decisions.
ConfIA is the end-to-end automation platform that digitizes every stage of your credit process, with control, traceability, and no IT dependency.
Request a demoProcesses that took hours or weeks, now possible in minutes.
Precision, speed, and control in a single platform. Activate customers, enrich profiles, and automate credit decisions — with no manual intervention.
- No more slow, manual, or inconsistent evaluations.
- No relying on the tech team to update your policies or rules.
- No need to grow your operations team to process more applications.
Activate, enrich, and decide.
No friction, no delays.
Digital onboarding
Reduce friction and accelerate placement from the first contact.
We enrich profiles
Better decisions, lower risk, and automatic regulatory compliance.
We automate the decision
More consistent approvals, fewer errors, and less analysis time.
Numbers that speak for themselves.
Real results from institutions already using ConfIA.
From days to minutes with automated decisions.
Process more applications without growing your operations team.
Better decisions protect your portfolio health.
Today PayJoy processes +70K applications per month with automated decisions powered by ConfIA.
PayJoy is a fintech that offers consumer credit in emerging markets, enabling customers to access smartphones and financed products.
Connects to your existing stack.
ConfIA integrates with core banking systems, bureaus, data providers, and payment processors. Open APIs for anything custom.

Ready to automate your credit operation?
Talk to our team and see ConfIA in action.